Park City Rentals and Park City Real Estate

Park City Vacation Rentals

Buying Real Estate

White Pines Real Estate 801-865-3175

Links

Mortage Calculator

Your Calculator

Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required

Required Must be a number between 1 and 50
Term In Years:
Required Must be a number between 1 and 100
Interest Rate:	%
Required
Cost of Home:	$
Required Cannot be more than Cost of Home
Down Payment:	$
Required
Annual Insurance:	$
Estimate Insurance to 0.43%of Cost
Required
Annual Property Tax:	$
Estimate Tax to 1.2%of Cost
Monthly Income:	$ Required
Monthly Debt:	$ Required

Optional

Gross Debt Service Ratio (GDS):
Total Debt Service Ratio (TDS):
Condos Fees:	$

Results

Receive this Detailed Analysis

Mortgage
Qualification
Affordability
Rent vs Buy

Your Monthly Payments

Loan Amount:
Loan Insurance ( %):
Total Loan(Mortgage) Amount:

Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:

Income Needed to Qualify for the Mortgage

Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:

What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:

Note: Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] / (monthly interest rate/ function of interest rate)

Monthly Rent:	$ RequiredMust be a positive number	No. of Years you plan on keeping the home:	RequiredInvalid
Annual Rental Increases:	% RequiredInvalid	Yearly Appreciation on the Home:	% RequiredInvalid
Monthly Renter Insurance:	$ RequiredInvalid	Annual Home Maintenance:	% RequiredInvalid
Savings or Investment Rate:	% RequiredInvalid

Your Real Estate News

real estate - Yahoo! News Search Results
Shore real estate transactions	5/27/2012 1:19 AM
Stay in touch down the Shore: Visit philly.com on your smartphone's Web browser for up-to- date weather and special holiday coverage.
Real estate transfers December part 2	5/26/2012 11:16 PM
Real estate transfers December 2012 MONTGOMERY COUNTY ABINGTON 1135 Jericho Road, Shirley Cohen to Prakash Gowda, $260,000.
Upcoming real estate events	5/27/2012 2:00 AM
Short sale seminar: Is it for me? Come with your questions to a free seminar and learn about what a short sale is and the different alternatives available. Explore your options with a professional resource panel.
Real estate briefs: Maraval section in Sandoval sells out	5/26/2012 11:12 PM
Maraval, a single-family home neighborhood by Taylor Morrison in Sandoval, has sold out.
REAL ESTATE: Slow, steady recovery still has way to go	5/26/2012 11:00 PM
Home sales and prices are making steady improvement, but the housing market still has some climbing to do before approaching anything like a normal market.
Real estate transfers for Sunday, May 27, 2012	5/26/2012 11:00 PM
The following are real estate transfers filed in La Crosse County. By law, some transfers are exempt from transfer fees; these properties are listed without prices.
S.F.'s diverse real estate frenzy expected to last	5/27/2012 1:39 AM
How much hotter is the San Francisco real estate market getting? Let us count the ways. -- Office buildings: The 33-story tower at 555 Mission St. is in escrow. Reported price: $450 million. That's about $800 per square... Presented By: Amplify Your Brand During Small Business Week for a Buck Do you need more media exposure for your small business? What business doesn?t? We want to honor you ...
People & Changes	5/26/2012 9:27 PM
Matthew E. Wengerd of Lakeland recently joined Coldwell Banker Commercial Saunders Real Estate and Coldwell Banker Commercial Saunders Ralston Dantzler Realty as a marketing strategist.
Real Estate Forum: What to expect from FHA's pending condo rule revisions	5/27/2012 1:19 AM
Question: Allison, we want to buy a condo in Keystone, but we have heard that it is difficult to get condo financing. We need to get a loan to purchase - do you know what the current status is?
Real estate loans	5/27/2012 1:59 AM
Banks Home equity rate (PTS) Auto Boat Assemblies of God CU 4.25 2.90 5.90 BluCurrent Credit Union 4.00 3.99 7.49 (formerly Postal Federal Community Credit Union) CU Community CU 5.00 5.25 6.00 Commercial Federal Bank 8.74 N/A N/A Community Financial 4.00

What is your primary source for real estate information?

Real Estate Marketing & Listing Syndication By Point2
Search Homes for Sale With Point2

Links

Your Calculator

Your Real Estate News