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Your Calculator


Let us help you find out what you can afford! Our mortgage calculator will help you determine loan amounts, mortgage qualification, or whether you should be renting or buying.

Complete the fields below (e.g., Cost of Home, Down Payment, Monthly Income) and click Calculate Now. To view the different results of your calculation, click on the various tabs. To mail yourself a copy of your results, click the Receive this Detailed Analysis link.

Required Fields
Term In Years:     
Interest Rate:      %
Cost of Home:  $
Down Payment:  $  
Annual Insurance:  $  
Estimate Insurance to 0.43%of Cost
Annual Property Tax:  $  
Estimate Tax to 1.2% of Cost
Monthly Income:  $
Monthly Debt:  $
Optional Fields
Gross Debt Service Ratio (GDS):     
Total Debt Service Ratio (TDS):     
Condos Fees:  $
Results
  Receive this Detailed Analysis

Your Monthly Payments
 
Loan Amount:
Loan Insurance (%):
Total Loan (Mortgage) Amount:
 
Principal & Interest:
Homeowners Insurance:
Property Taxes:
Condo Fees:
Monthly Loan Insurance (%):
Total Monthly Payment:
Income Needed to Qualify for the Mortgage
Total Monthly Loan Payment:
Total Monthly Debt Payment:
Monthly Loan Insurance (%):
Qualifying Income of % GDS Ratio:
Qualifying Income of % TDS Ratio:
What You Can Afford
We are using the % ratio.
Cost of House:
Down Payment:
Loan Value:
Monthly Principal & Interest:
Monthly Insurance:
Monthly Property Tax:
Monthly Condo Fees:
 
Cost of House = [(Monthly income x Debt Ratio) – monthly tax – monthly insurance – condo fee] /
(monthly interest rate/ function of interest rate)
Renting
Monthly Rent: $
Annual Rental Increases:  %
Monthly Renter Insurance: $
Savings or Investment Rate:  %
 
Owning
Planned # of years in home: 
Yearly appreciation of the home:  %
Annual home maintenance:  %

Your Real Estate News

real estate - Yahoo! News Search Results
Real-estate projects get tax incentives5/23/2013 4:22 PM
Long-term property tax relief has been granted to local, multimillion-dollar real estate projects in Brighton and Henrietta.
Bidding Wars Hit Hot Markets: Homebuying Looks Like 20065/23/2013 3:11 PM
Inside Real Estate/Staff, New Issue America/New Issue Pipeline, Industry Snapshot/Default, New Issue America/Default, Making Money/Investor's Corner, Front Page News/Feature Story, Front Page News/General ...
The Year of Audacious Real Estate Pricing5/23/2013 3:38 PM
It was a season of astronomically priced properties in both New York and Miami.
Terrafina to purchase portfolio of industrial properties from Kimco Realty and American Industries for about $600 ...5/23/2013 8:00 AM
Terrafina , a Mexican real estate investment trust advised by Prudential Real Estate Investors, will purchase a portfolio of Mexican industrial properties from Kimco Realty Corp.
Real estate site Zoocasa adds MLS listings, agent recommendations5/23/2013 9:04 AM
Zoocasa, an upstart real estate company owned by Rogers Communications, has launched a revamped website that aims to compete with Realtor.ca, Canada's dominant listings site, by presenting property listings ...
Timios National Corporation Enters Into Agreement With Institutional Investor To Limit Economics And Voting Control5/23/2013 7:00 AM
ARLINGTON, Va., May  23, 2013 /PRNewswire/ --  Timios National Corporation ("Timios") (OTCBB: HOMS), a national provider of real estate services to banks, financial institutions and mortgage ...
Two Small-Cap Banks to Play the Real Estate Turnaround5/23/2013 8:45 AM
Two Small-Cap Banks to Play the Real Estate Turnaround        
The Next Real Estate Bubble: Farmland5/23/2013 7:23 AM
The Next Real Estate Bubble: Farmland
Local real-estate market reaches best levels since 20075/23/2013 3:09 PM
If last month's numbers are any indication, it's safe to say the local real estate market is booming. More houses were sold in April in Palm Beach County than any month since 2007, WPBF 25 News' Terri Parker reported Thursday. LIST: Hottest Real-Estate Zip Codes In Palm Beach County And prices are up as well. "The biggest thing that it says to me is (that) we've got the solid stability in the ...
The Joe Hayden Real Estate Team Joins RE/MAX Properties East5/23/2013 11:34 AM
LOUISVILLE, Ky., May 23, 2013 /PRNewswire/ -- The combination of one of the top real estate teams in the region, the Joe Hayden Real Estate Team , and the #1 real estate brokerage in Louisville, Kentucky, ...


 


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